- F64-65, Manish Global Mall, Sector 22 Dwarka, Delhi,110077
- +91 88829 91427
- +91 80768 85539
- info@expertvuw.in
- Mon – Sat: 10:00 AM – 7:00 PM IST
NRI Share & Investment Recovery Specialists — Fully Remote · Pan-India Service
Recover Your Indian Shares, Dividends & IEPF Investments — From Anywhere in the World
Specialised recovery services for Non-Resident Indians with shares, dividends, or IEPF assets in India. Fully remote process. Complete FEMA compliance. No India visit required in the vast majority of cases.
20+ Countries Served
99% Success Rate
CS-Led Expert Team
FEMA-Compliant Process
Is Your Case Claimable?
🔒 Strictly confidential. No charges for assessment. No obligation to proceed.
Understanding NRI Recovery
Why NRI Share and Investment Recovery Is Uniquely Complex
Recovering Indian shares, dividends, and financial assets is a multi-step process involving government portals, RTAs, company Nodal Officers, and the IEPF Authority — even for Indian residents. For Non-Resident Indians, this complexity is significantly amplified.
Distance is only the beginning. FEMA regulations govern how NRIs can hold and transact Indian securities. RBI compliance requirements apply to the repatriation of recovered dividend amounts. Documents executed abroad must be apostilled or notarised according to the requirements of both the country of residence and Indian regulations. IEPF portal submissions require an Indian address and coordinated DSC filing. RTAs require specific NRI-format documents that differ from resident Indian requirements.
Most general financial advisors and CA firms in India have limited experience with NRI-specific IEPF and share recovery. The result is that NRI clients receive advice that works for resident Indians — but fails at the regulatory compliance stage when the NRI dimension is introduced.
Expertvuw has built a dedicated NRI recovery infrastructure — with country-specific apostille guidance, FEMA compliance expertise, NRI demat account coordination, and a fully remote communication model. We have helped NRI clients in 20+ countries recover their Indian financial assets without a single visit to India.
📋 What Makes NRI Recovery Different
FEMA Compliance
NRIs must hold and transact Indian securities in compliance with the Foreign Exchange Management Act. Dividend repatriation requires FEMA declarations and NRO/NRE account routing.
Document Authentication
All documents executed abroad — affidavits, power of attorney, indemnity bonds — must be apostilled or notarised according to both the country of residence requirements and Indian acceptance standards.
IEPF Portal Requirements
The MCA21 portal for IEPF-5 filing requires an Indian address and a valid DSC. For NRI claimants, DSC procurement and filing coordination require additional steps.
RTA Document Requirements
RTAs have specific formats and requirements for NRI shareholder documents that differ from resident Indian requirements — including OCI card or passport as identity proof, NRI demat account details, and overseas address proof.
Bank Account Requirements
Recovered dividend amounts must be credited to an NRO or NRE account — not a foreign bank account directly. FEMA compliance is required for repatriation of recovered amounts to a foreign account.
Time Zone Coordination
All Indian-side submissions, follow-ups, and government coordination happen during Indian business hours — regardless of the client’s time zone. Ground-level coordination in India is essential.
Our Services
What We Handle for You
From IEPF-5 filing to share transmission after death — our services cover every dimension of investor wealth recovery under one specialist team.
What it is IEPF-5 Claim Filing
IEPF-5 is the government-mandated form for claiming a refund of shares and dividends transferred to the IEPF Authority. Filing is done on the MCA21 portal and requires a Digital Signature Certificate (DSC) from the claimant. Errors in this form — wrong Nodal Officer details, PAN mismatch, incorrect share quantity, missing Indemnity Bond — result in outright rejection with no recourse except re-filing after six to eight months.
Who Needs This
- Original shareholder whose shares were transferred to IEPF due to 7 years of unclaimed dividends
- Legal heir of a deceased shareholder whose portfolio was transferred to IEPF
- NRIs with ancestral or inherited shares now held by the IEPF Authority
- Investors who received a rejection notice from IEPF on a prior self-filed IEPF-5
What We Do — Step by Step
1
Portfolio Audit & IEPF Verification
We cross-check the MCA IEPF portal, RTA records, and company websites to confirm which shares and dividend amounts have been transferred and in what quantities.
2
Document Collection & KYC Alignment
We prepare a tailored document checklist. We then perform critical KYC pre-alignment — verifying your current data matches RTA records exactly. This step prevents the most common cause of IEPF claim rejection.
3
IEPF-5 Preparation & DSC Arrangement
We prepare the IEPF-5 form with complete accuracy, coordinate DSC procurement if required, and prepare the Indemnity Bond and Advance Receipt.
4
Filing on MCA21 Portal
Submission is done under expert supervision. A Service Request Number (SRN) is generated as your unique claim reference. Physical document submission to the company’s Nodal Officer is coordinated simultaneously.
5
Follow-up with Nodal Officer & IEPF Authority
We track your claim through company verification, IEPF Authority verification, and MCA approval stages — providing regular status updates throughout.
Typical Timeframe
6–12 months (govt. processing dependent)
Key Risk
KYC mismatch / incorrect Nodal Officer details
Duplicate Share Certificate Recovery
For cases where the original share certificate has been lost, damaged, or stolen — preventing dematerialisation or transfer. We manage the FIR filing, notarised affidavit, indemnity bond, newspaper publication, and complete RTA application process.
Who Needs This
- Original shareholder whose shares were transferred to IEPF due to 7 years of unclaimed dividends
- Legal heir of a deceased shareholder whose portfolio was transferred to IEPF
- NRIs with ancestral or inherited shares now held by the IEPF Authority
- Investors who received a rejection notice from IEPF on a prior self-filed IEPF-5
What We Do — Step by Step
1
Portfolio Audit & IEPF Verification
We cross-check the MCA IEPF portal, RTA records, and company websites to confirm which shares and dividend amounts have been transferred and in what quantities.
2
Document Collection & KYC Alignment
We prepare a tailored document checklist. We then perform critical KYC pre-alignment — verifying your current data matches RTA records exactly. This step prevents the most common cause of IEPF claim rejection.
3
IEPF-5 Preparation & DSC Arrangement
We prepare the IEPF-5 form with complete accuracy, coordinate DSC procurement if required, and prepare the Indemnity Bond and Advance Receipt.
4
Filing on MCA21 Portal
Submission is done under expert supervision. A Service Request Number (SRN) is generated as your unique claim reference. Physical document submission to the company’s Nodal Officer is coordinated simultaneously.
5
Follow-up with Nodal Officer & IEPF Authority
We track your claim through company verification, IEPF Authority verification, and MCA approval stages — providing regular status updates throughout.
Typical Timeframe
45–90 days
Connects to
Dematerialisation after certificate issuance
Share Transmission After Death
For families managing the estate of a deceased shareholder. We assess whether a nominee is registered, whether a will exists, and whether shares are physical or in demat — and determine the correct legal pathway for your specific situation.
Who Needs This
- Original shareholder whose shares were transferred to IEPF due to 7 years of unclaimed dividends
- Legal heir of a deceased shareholder whose portfolio was transferred to IEPF
- NRIs with ancestral or inherited shares now held by the IEPF Authority
- Investors who received a rejection notice from IEPF on a prior self-filed IEPF-5
What We Do — Step by Step
1
Portfolio Audit & IEPF Verification
We cross-check the MCA IEPF portal, RTA records, and company websites to confirm which shares and dividend amounts have been transferred and in what quantities.
2
Document Collection & KYC Alignment
We prepare a tailored document checklist. We then perform critical KYC pre-alignment — verifying your current data matches RTA records exactly. This step prevents the most common cause of IEPF claim rejection.
3
IEPF-5 Preparation & DSC Arrangement
We prepare the IEPF-5 form with complete accuracy, coordinate DSC procurement if required, and prepare the Indemnity Bond and Advance Receipt.
4
Filing on MCA21 Portal
Submission is done under expert supervision. A Service Request Number (SRN) is generated as your unique claim reference. Physical document submission to the company’s Nodal Officer is coordinated simultaneously.
5
Follow-up with Nodal Officer & IEPF Authority
We track your claim through company verification, IEPF Authority verification, and MCA approval stages — providing regular status updates throughout.
Typical Timeframe
2–4 months with complete documentation
Connects to
IEPF claim if shares have also been transferred to IEPF
Unclaimed Dividend Recovery
For shareholders whose dividends have stopped arriving or were never received. We trace dividend status across all major companies, identify whether amounts are still held by the company or already transferred to IEPF, and manage the appropriate recovery process.
Who Needs This
- Original shareholder whose shares were transferred to IEPF due to 7 years of unclaimed dividends
- Legal heir of a deceased shareholder whose portfolio was transferred to IEPF
- NRIs with ancestral or inherited shares now held by the IEPF Authority
- Investors who received a rejection notice from IEPF on a prior self-filed IEPF-5
What We Do — Step by Step
1
Portfolio Audit & IEPF Verification
We cross-check the MCA IEPF portal, RTA records, and company websites to confirm which shares and dividend amounts have been transferred and in what quantities.
2
Document Collection & KYC Alignment
We prepare a tailored document checklist. We then perform critical KYC pre-alignment — verifying your current data matches RTA records exactly. This step prevents the most common cause of IEPF claim rejection.
3
IEPF-5 Preparation & DSC Arrangement
We prepare the IEPF-5 form with complete accuracy, coordinate DSC procurement if required, and prepare the Indemnity Bond and Advance Receipt.
4
Filing on MCA21 Portal
Submission is done under expert supervision. A Service Request Number (SRN) is generated as your unique claim reference. Physical document submission to the company’s Nodal Officer is coordinated simultaneously.
5
Follow-up with Nodal Officer & IEPF Authority
We track your claim through company verification, IEPF Authority verification, and MCA approval stages — providing regular status updates throughout.
Typical Timeframe
3–9 months depending on whether IEPF transfer has occurred
Key Risk
KYC mismatch / incorrect Nodal Officer details
Legal Heir IEPF Claims
For legal heirs of deceased shareholders whose assets have been transferred to IEPF. This requires both the transmission documentation and the IEPF-5 filing — a combined process we manage end to end.
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Who Needs This
- Original shareholder whose shares were transferred to IEPF due to 7 years of unclaimed dividends
- Legal heir of a deceased shareholder whose portfolio was transferred to IEPF
- NRIs with ancestral or inherited shares now held by the IEPF Authority
- Investors who received a rejection notice from IEPF on a prior self-filed IEPF-5
What We Do — Step by Step
1
Portfolio Audit & IEPF Verification
We cross-check the MCA IEPF portal, RTA records, and company websites to confirm which shares and dividend amounts have been transferred and in what quantities.
2
Document Collection & KYC Alignment
We prepare a tailored document checklist. We then perform critical KYC pre-alignment — verifying your current data matches RTA records exactly. This step prevents the most common cause of IEPF claim rejection.
3
IEPF-5 Preparation & DSC Arrangement
We prepare the IEPF-5 form with complete accuracy, coordinate DSC procurement if required, and prepare the Indemnity Bond and Advance Receipt.
4
Filing on MCA21 Portal
Submission is done under expert supervision. A Service Request Number (SRN) is generated as your unique claim reference. Physical document submission to the company’s Nodal Officer is coordinated simultaneously.
5
Follow-up with Nodal Officer & IEPF Authority
We track your claim through company verification, IEPF Authority verification, and MCA approval stages — providing regular status updates throughout.
Typical Timeframe
8–14 months for complex heir cases
Requires
Legal heir certificate or succession certificate
On This Page
Not sure where to begin? Talk to an IEPF specialist.
Who Needs This Service
Which NRI Situation Applies to You?
NRI share and investment recovery covers a wide range of situations. Identify your scenario below to understand the specific process and documentation that applies to your case.
NRI Who Invested Directly in Indian Shares
You purchased shares in Indian companies before or after moving abroad — during an IPO, through a broker, or through an NRI investment account. Dividends have stopped arriving. You have been unable to update your bank mandate or address with the RTA from abroad. Some or all of the shares may have been transferred to IEPF.
What you need:
- KYC update and bank mandate correction with the RTA
- IEPF-5 claim filing if shares have been transferred to IEPF
- FEMA-compliant dividend repatriation setup
Typical Timeline: 6–12 months for IEPF recovery component
NRI Who Inherited Shares From Indian-Resident Parent or Grandparent
Your parent or grandparent held shares in India — purchased during the 1980s or 1990s IPO era — and has since passed away. You have discovered the shareholding during estate settlement. The shares may be in physical certificate form. Dividends may have been transferred to IEPF. You are the legal heir but have no idea how to proceed from abroad.
What you need:
- Legal heir or succession certificate (coordinated remotely)
- Share transmission to heir’s name
- Physical share dematerialisation (if certificates are in paper form)
- IEPF-5 claim filing (if dividends or shares have been transferred to IEPF)
- FEMA-compliant recovery and repatriation
Typical Timeline: 9–18 months depending on complexity
NRI Legal Heir — Both Deceased Holder and Claimant Are NRIs
A more complex scenario where both the original shareholder and the claiming heir are or were NRIs. Additional FEMA compliance requirements apply, and documents from multiple overseas jurisdictions may be involved.
What you need:
- Apostilled death certificate from country where death occurred
- Apostilled succession documentation
- Multi-jurisdiction document coordination
- IEPF-5 heir claim with full FEMA compliance
Typical Timeline: 12–18 months
NRI With Physical Share Certificates in India
You have physical share certificates in India — in your name or inherited — that need to be dematerialised before they can be sold or transferred. You are unable to coordinate with the RTA from abroad.
What you need:
- Physical dematerialisation with RTA coordination
- Name mismatch resolution if applicable
- NRI demat account setup guidance
- IEPF check before dematerialisation
Typical Timeline: 3–6 months
NRI Whose Self-Filed IEPF Claim Was Rejected
You attempted to file an IEPF-5 claim independently — or through a non-specialist CA — and received a rejection notice. The rejection may be due to KYC mismatch, incorrect Nodal Officer details, FEMA compliance errors, or documentation issues specific to NRI claims.
What you need:
- Rejection reason analysis
- Full documentation review and correction
- KYC pre-alignment with RTA
- Corrected IEPF-5 refiling with NRI-specific compliance
Typical Timeline: 7–12 months from corrected refiling
OCI Card Holder — Uncertainty About Eligibility
You hold an OCI (Overseas Citizen of India) card and are uncertain whether your OCI status affects your right to hold or recover Indian shares. The answer is that OCI holders have the same rights as NRIs for most investment purposes — but specific documentation requirements differ.
What you need:
- Case assessment to confirm eligibility and applicable process
- OCI-specific document preparation
- Standard recovery process with OCI documentation substituted for Indian identity proof
Typical Timeline: Same as standard NRI recovery based on case type
Country-Specific Requirements
Apostille and Document Authentication — By Country
All documents executed abroad for use in Indian legal and regulatory proceedings must be authenticated. The method of authentication depends on the country where the document is executed. Here is a reference for the most common countries we serve.
United States of America (USA)
Authentication method: Apostille
Apostille authority: Secretary of State of the relevant US state
Notarisation required: Yes — before apostille
Documents commonly apostilled: Affidavit, indemnity bond, power of attorney, succession documents
Additional notes:
- Each US state has its own Secretary of State apostille process
- Federal documents require the US Department of State apostille
- We provide state-specific guidance for all US states
NRI bank account: NRO or NRE account with an Indian bank
Repatriation: Permitted via NRO account with FEMA compliance
United Kingdom (UK)
Authentication method: Apostille
Apostille authority: Foreign, Commonwealth & Development Office (FCDO)
Notarisation required: Yes — before apostille
Documents commonly apostilled: Affidavit, power of attorney, succession documents
Additional notes:
- UK apostille is issued by the FCDO Legalisation Office
- Processing time: 1–2 weeks (standard), 3–5 days (priority)
- We advise on exact document preparation requirements for FCDO apostille
NRI bank account: NRO or NRE account with an Indian bank
Canada
Authentication method: Apostille
Apostille authority: Global Affairs Canada (federal documents) or provincial authority
Notarisation required: Yes — before apostille
Documents commonly apostilled: Affidavit, power of attorney, indemnity bond
Additional notes:
- Canada joined the Apostille Convention in January 2024
- Provincial documents require provincial apostille authority
- We provide province-specific guidance
NRI bank account: NRO or NRE account with an Indian bank
United Arab Emirates (UAE)
Authentication method: Attestation (UAE is an apostille member since 2021)
Authority: UAE Ministry of Foreign Affairs and International Cooperation (MOFAIC)
Notarisation required: Yes — before attestation
Documents commonly attested: Affidavit, power of attorney, succession documents
Additional notes:
- UAE joined the Hague Apostille Convention in 2021
- Documents may require additional attestation from the Indian Embassy/Consulate depending on the specific RTA or court requirement
- We advise on current requirements for UAE-based documents
NRI bank account: NRO or NRE account with an Indian bank
Singapore
Authentication method: Apostille
Apostille authority: Singapore Academy of Law
Notarisation required: Yes — by a Singapore notary public before apostille
Documents commonly apostilled: Affidavit, power of attorney, indemnity bond
Additional notes:
- Singapore apostille process is efficient — typically 3–5 working days
- We coordinate directly with Singapore-based notaries familiar with Indian requirements
NRI bank account: NRO or NRE account with an Indian bank
Australia
Authentication method: Apostille
Apostille authority: Department of Foreign Affairs and Trade (DFAT)
Notarisation required: Yes — by a Justice of the Peace or notary public before apostille
Documents commonly apostilled: Affidavit, power of attorney, indemnity bond
Additional notes:
- Australian apostille processing time: 5–10 working days
- We provide state-specific guidance for Australian documents
NRI bank account: NRO or NRE account with an Indian bank
Note
We serve NRI clients in 20+ countries. For countries not listed above — including Gulf countries, European Union member states, New Zealand, Malaysia, and others — contact us for country-specific apostille and authentication guidance.
FEMA Compliance
FEMA Compliance — What NRIs Need to Know About Recovering Indian Investments
The Foreign Exchange Management Act (FEMA) governs all cross-border financial transactions involving India — including the holding, transfer, and repatriation of Indian securities by Non-Resident Indians. Understanding the FEMA framework is essential for NRI share recovery — particularly for dividend repatriation after recovery.
Holding Indian Securities as an NRI
NRIs are permitted to hold Indian securities — shares, debentures, and other listed instruments — subject to applicable regulations under FEMA and the RBI's Master Directions on Foreign Investment. Shares acquired as a resident Indian before becoming an NRI can generally continue to be held on a non-repatriable basis through an NRO account.
NRO vs. NRE Account — Which Do You Need?
NRO Account (Non-Resident Ordinary):
For income earned in India — including dividends, rental income, and other Indian-source income. Dividend recovery amounts are credited to NRO accounts. Repatriation from NRO accounts is permitted up to USD 1 million per financial year subject to applicable taxes.
NRE Account (Non-Resident External):
For income earned abroad — remittances from overseas. NRE accounts are freely repatriable. Dividends from shares held on a repatriable basis can be credited to NRE accounts — subject to the original investment having been made on a repatriable basis.
For most NRI share recovery cases — particularly inheritance cases — an NRO account is the appropriate account for dividend credit. We advise on the correct account structure for your specific case.
FEMA Declaration for Dividend Repatriation
When recovered dividend amounts are to be repatriated from an NRO account to a foreign bank account, a FEMA declaration must be submitted to the bank — confirming the source of the funds and their eligibility for repatriation. We prepare the FEMA declaration as part of our standard NRI recovery process.
TDS on Dividend Recovery for NRIs
Dividends credited to NRI shareholders are subject to Tax Deducted at Source (TDS) under the Income Tax Act — at a rate that depends on whether the NRI's country of residence has a Double Taxation Avoidance Agreement (DTAA) with India. We advise on applicable TDS rates and DTAA benefits for your country of residence — and guide you on the tax implications of recovered dividend amounts.
Our Process
How We Recover Your Indian Assets — Entirely From Your Location
A clear, structured process managed entirely by our team — from certificate verification to demat account credit.
Free Remote Consultation & Asset Tracing
We conduct the initial consultation via WhatsApp, email, or video call — at a time convenient for your time zone. We check the MCA IEPF portal, RTA records, and company-level databases to identify all recoverable assets. We give you a complete picture of what is recoverable, the documentation required, and the realistic timeline — at no charge.
Communication channels: WhatsApp · Email · Video Call (Zoom / Google Meet)
Time zones served: All international time zones
Recovery Plan & Country-Specific Document Guidance
We prepare a consolidated recovery plan covering all identified assets. We provide country-specific guidance on apostille requirements for your documents — including the exact apostille authority, the notarisation requirements, and the sequence in which documents should be executed and authenticated.
We issue a complete document checklist — with clear instructions on which documents must be executed in your country of residence, which must be apostilled, and which can be provided in simple copy form.
Document Execution and Authentication — Your End
You execute the required documents — affidavit, power of attorney, indemnity bond — with a local notary public and obtain apostille from the relevant authority in your country. We provide the exact text and format for all documents to ensure they meet Indian requirements precisely.
We are available throughout this stage to answer queries and review document drafts before they are executed — preventing costly re-execution due to format errors.
Document Dispatch to India
Executed and apostilled documents are dispatched to our Delhi office via international courier — DHL, FedEx, or equivalent. We advise on correct addressing, customs declarations, and any courier-specific requirements for document shipment to India.
We acknowledge receipt of all documents and verify their completeness and authenticity before proceeding.
Indian-Side Processing — RTA, MCA, IEPF
All Indian-side processing — KYC corrections with RTA, IEPF-5 filing on MCA21, physical submission to Nodal Officer, RTA transmission submission, court coordination for succession certificates — is managed entirely by our team in India. You receive regular updates at each milestone via WhatsApp or email.
Recovery Credit & Repatriation Guidance
Recovered shares are credited to your NRI demat account. Recovered dividend amounts are credited to your NRO account. We verify all credits, provide complete documentation, and advise on the FEMA declaration process for repatriation of dividend amounts to your overseas bank account.
Documents Required
NRI Recovery — Complete Document Reference
The exact documents depend on your specific case type and country of residence. Your case manager will provide a personalised, country-specific checklist after the free consultation.
NRI Identity Documents
All Cases
-
OCI Card / Passport
Primary identity proof for all NRI claimants. OCI card is accepted as equivalent to Indian PAN for identity purposes in most RTA and IEPF submissions. -
PAN Card (Indian)
Required for IEPF-5 filing on MCA21 portal. If the NRI does not have a PAN, we advise on PAN application as a first step. -
Overseas Address Proof
Recent utility bill, bank statement, or government-issued document showing current overseas address — not older than 3 months. -
Indian Address Proof (if applicable)
Where an Indian address is registered with the RTA or required for portal submission.
Banking & Investment Documents
-
NRO / NRE Bank Account Details
Bank name, account number, IFSC code — for dividend credit post-recovery.
-
Cancelled Cheque (NRO / NRE Account)
As bank account proof for RTA bank mandate update.
-
NRI Demat Account Details (DP ID & Client ID)
NRI demat account linked to PAN — for share credit post-recovery. Must be KYC-compliant.
-
Original Share Certificates (if physical)
Or folio number and company name where certificates are not available.
Documents to Be Executed Abroad
-
Affidavit of Identity and Claim
Confirming the NRI's identity, relationship to the shareholding, and basis of claim. Executed before a notary public and apostilled. -
Power of Attorney
Authorising Expertvuw or a designated representative to file and coordinate the IEPF or recovery process in India. Executed and apostilled. -
Indemnity Bond (for IEPF claims)
Indemnifying the company against any future claim on the recovered shares. Executed and apostilled. -
FEMA Declaration
Confirming the source of the investment and eligibility for recovery and repatriation under FEMA regulations.
Legal Heir Cases
Additional Documents
-
Death Certificate of Deceased Shareholder
If death occurred in India: issued by Indian municipal authority.
If death occurred abroad: apostilled death certificate from country of death.
-
Legal Heir Certificate or Succession Certificate
From Indian revenue authority or civil court — coordinated by Expertvuw remotely.
-
Identity Proof of All Legal Heirs
PAN, OCI card, or passport for each heir.
-
NOC from Other Legal Heirs (where applicable)
Executed and apostilled if other heirs are also NRIs.
-
Will or Probate (if applicable)
Apostilled if executed abroad.
Why Expertvuw
Why NRIs in 20+ Countries Choose Expertvuw
Built for Remote Delivery — Not Adapted for It
Our NRI recovery process is not a resident Indian process with some additional steps added. It is designed from the ground up for remote delivery — with country-specific apostille guidance, remote document review, international courier coordination, and time-zone-aware communication built in as standard. Every step works without an India visit.
Country-Specific Apostille Expertise
Apostille and document authentication requirements vary significantly by country. UAE, USA, UK, Canada, Singapore, and Australia all have different authorities, different processes, and different timelines. We provide country-specific guidance — not generic advice — so your documents are executed and authenticated correctly the first time.
FEMA Compliance — Not an Afterthought
Many NRI clients discover FEMA compliance requirements only after their recovery is complete — and then face difficulty repatriating their recovered dividend amounts. We address FEMA compliance upfront — advising on the correct account structure, preparing FEMA declarations, and guiding you on TDS and DTAA implications — before recovery begins.
We Handle Indian-Side Everything
RTA submissions, KYC corrections, IEPF portal filing, physical document dispatch to Nodal Officers, succession certificate court coordination, follow-up with government authorities — all managed by our team in India. Your involvement is limited to executing documents at your end and receiving updates from us.
We Identify All Recoverable Assets
Many NRI clients come to us knowing about one certificate or one company. We check the MCA IEPF portal by PAN, cross-reference RTA records, and identify all recoverable assets across all companies — including assets the client was not aware of. We recover everything that is recoverable — not just what was initially identified.
We Are Available Across Time Zones
Our case managers are available via WhatsApp, email, and scheduled video call. For NRI clients in time zones significantly different from India — USA, Canada, Australia — we schedule consultations and update calls at times convenient for the client. You are never required to be available during Indian business hours for consultations.
Frequently Asked Questions
NRI Wealth Recovery — Your Questions Answered
Can NRIs recover shares and dividends from India without visiting India?
Yes. In the vast majority of cases, NRI share and investment recovery can be completed entirely remotely. We manage all Indian-side processes — RTA submissions, IEPF filings, government coordination, and court proceedings for succession certificates — on your behalf. Your involvement is limited to executing documents at your end and dispatching them to us by international courier.
I am an NRI and my parent passed away holding Indian shares. Can I claim them?
Yes. As a legal heir, you have the right to claim your deceased parent’s Indian shares — whether they are in physical certificate form, in a demat account, or have been transferred to IEPF. The process requires succession documentation establishing your legal right, share transmission, and an IEPF-5 claim where applicable. We manage the entire process remotely.
I hold an OCI card — can I claim Indian shares?
Yes. OCI card holders have the same rights as NRIs for most investment and inheritance purposes under Indian law. Your OCI card is accepted as identity proof for RTA submissions, IEPF claims, and court proceedings. We have extensive experience with OCI card holder cases and can guide you through the specific requirements.
What is an apostille and why is it required for my documents?
An apostille is an official authentication stamp or certificate that verifies the authenticity of a document — such as an affidavit or power of attorney — so that it can be legally recognised in another country. Under the Hague Apostille Convention, documents apostilled in one member country are accepted by all other member countries without further authentication. India is a member of this convention. Documents you execute abroad — for use in Indian legal and regulatory proceedings — must be apostilled by the relevant authority in your country of residence.
Do I need a Power of Attorney for NRI share recovery?
A Power of Attorney (POA) is required in many NRI cases — particularly for IEPF filings where the portal requires the claimant’s personal involvement, or for court proceedings where a representative must appear on your behalf. We advise whether a POA is required for your specific case and provide the exact POA text that meets Indian legal requirements. The POA must be executed before a notary and apostilled in your country of residence.
Where will the recovered dividend amounts be credited?
Recovered dividend amounts are credited to your NRO (Non-Resident Ordinary) bank account with an Indian bank. From the NRO account, funds can be repatriated to your overseas bank account — up to USD 1 million per financial year — subject to applicable TDS and FEMA compliance requirements. We advise on the NRO account setup and FEMA declaration process as part of our standard NRI recovery service.
Are there tax implications for recovered dividends?
Yes. Dividends credited to NRI shareholders are subject to Tax Deducted at Source (TDS) at rates that depend on whether your country of residence has a Double Taxation Avoidance Agreement (DTAA) with India. The standard TDS rate for NRIs is 20% — but DTAA rates may be lower depending on the country. We advise on applicable DTAA benefits and the process for claiming lower TDS rates where applicable.
How long does NRI share recovery take?
For a direct NRI claimant with an IEPF component: 8 to 14 months. For an NRI legal heir case with succession documentation: 12 to 18 months. For physical share dematerialisation without an IEPF component: 3 to 5 months. Timelines depend on apostille processing times in the country of residence, RTA processing timelines, and government processing timelines in India.
Can Expertvuw help if my IEPF claim was already rejected?
Yes. We review the rejection reason in detail — whether it is a KYC mismatch, FEMA compliance error, incorrect Nodal Officer details, or NRI-specific documentation issue — correct all errors, and refile with our full pre-submission checklist applied. Refiling for cases rejected due to errors within our control is at no additional charge.
What are Expertvuw's fees for NRI recovery services?
Our fees are case-specific and depend on the complexity, the number of assets involved, and whether succession documentation is required. For many cases we operate on a success-fee model — you pay only when recovery is completed. All fees are disclosed in writing before we begin any work. International courier and apostille costs are borne by the client as direct government and courier charges — separate from our professional fees.
Your Indian Investments Are Recoverable — From Wherever You Are in the World.
Distance is not a barrier to recovering what belongs to you. Our NRI recovery specialists manage the entire process in India on your behalf — from asset tracing to final credit confirmation. Start with a free remote consultation and get a complete recovery plan within 2 business hours.
- Free remote consultation — WhatsApp, email, or video call
- Country-specific apostille guidance for 20+ countries
- FEMA-compliant process — NRO/NRE account and repatriation support
- All Indian-side processes managed by our team
- No India visit required in the vast majority of cases
- 99% success rate across all dematerialisation case types