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Expertvuw

Pan-India & NRI • Delhi & Gurugram offices

Unclaimed Asset Recovery in India — Shares, Deposits, Insurance & PF

Found old share certificates, a forgotten bank account, a lapsed LIC policy or a parent's PF after their death? Expertvuw helps Indian and NRI families trace what is unclaimed and file for it through the official route: IEPF, the bank, the insurer, EPFO, the AMC or India Post. We handle the paperwork, heirship documents and follow-up. You stay the applicant, and every rupee is paid into your own account.

Is Your Case Claimable?

Get a Free Eligibility Assessment — Response Within 1 Business Day

Tell us your situation. Our IEPF team will review your case at zero cost and tell you exactly what is recoverable, how long it will take, and what documents you need.






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    🔒 Strictly confidential. No charges for assessment. No obligation to proceed.

    ✓
    Registered company
    Expertvuw Management Pvt Ltd · CIN U74999DL2022PTC397579
    ✓
    GST & Udyam registered
    GSTIN 07AAHCE0184D1ZY
    ✓
    ISO 9001:2015
    Quality-managed processes
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    Two offices
    Dwarka, Delhi · Udyog Vihar, Gurugram
    Before you start: the official routes are free

    There is no government fee to claim from IEPF, a bank, an insurer, EPFO or a mutual fund. Many people can do it themselves using free tools such as RBI UDGAM, SEBI MITRA or an insurer's unclaimed-amount search. We help when the case gets complicated: a death with no nominee, old physical certificates, name or signature mismatches, NRI heirs, or several assets across different institutions.

    What we help you recover

    Start from your situation

    Your situationWhere to start
    A parent or spouse has died and you don't know what they heldClaim a deceased parent's investments
    There is no nominee on the shares, account or policyClaim without a nominee
    You live abroad and the assets are in IndiaNRI unclaimed asset recovery
    You found old paper share certificatesOld share certificates value check
    The company says your shares went to IEPFIEPF claim filing
    You run a company and need IEPF compliance doneIEPF compliance for companies

    How it works

    1

    Free initial case review

    Share what you have: certificates, passbooks, policy numbers, or just a name and a company. We tell you which official route applies and whether you need help at all.

    2

    Tracing and documents

    We confirm what is held and where, and prepare the claim forms, KYC updates and heirship documents the institution will ask for.

    3

    Filing and follow-up

    You file as the applicant, with our support. We follow up with the company, RTA, bank, insurer or authority until the claim is decided.

    4

    Money to your account

    Shares are credited to your demat account and money is paid to your own bank account, never through us.

    Court petitions, such as a succession certificate or an NCLT matter, are filed by a qualified advocate.

    Why families trust Expertvuw

    A registered, accountable company

    Expertvuw Management Pvt Ltd is registered with the Registrar of Companies, Delhi, GST-registered and ISO 9001:2015 certified. You can verify us on the MCA website, visit our offices, and sign a written agreement before any work starts.

    Your money never passes through us

    You stay the applicant. Shares go to your demat account and payments to your own bank account. We never ask for net-banking logins, demat passwords, UAN passwords or OTPs.

    Honest advice first

    No guarantees, no invented timelines. If a free official tool such as UDGAM, MITRA or an insurer's search will solve your case, we tell you so.

    One team for every asset

    Shares, dividends, deposits, insurance, mutual funds, post office savings and PF are handled together, with one relationship manager and folio-by-folio updates.

    Built for NRIs

    Documents are handled by courier, email and video call, with guidance on notarisation or apostille abroad, so families do not need repeated trips to India.

    Your data stays private

    Documents are used only for your claim, shared only with the institutions that need them, and never sold or used for marketing.

    Reviews on Google

    We ask every client, once their case is closed, to share honest feedback on our Google Business Profile, whatever their experience. We do not offer anything in return for reviews. Read what clients say, or leave your own review if you have worked with us.

    Frequently asked questions

    How do I check whether I have unclaimed money in India?

    Start with the free official searches: RBI's UDGAM portal for bank deposits, SEBI MITRA for mutual funds, the IEPFA website and company websites for shares and dividends, and each insurer's website for policies. If you only have partial details, or the holder has died, we can help you trace it.

    Is there a time limit to claim?

    For IEPF and bank deposits moved to the RBI DEA Fund there is no time limit. Insurance and post office amounts moved to the Senior Citizens' Welfare Fund can be claimed for 25 years. Delay makes documents harder to gather, so it is better to start early.

    Can I claim if there is no nominee?

    Yes. Legal heirs can claim, but they usually need more documents, such as a legal heir certificate, a no-objection from the other heirs, an indemnity, or a succession certificate for larger amounts. Recent SEBI and RBI rules have simplified this for smaller values.

    Do you help NRIs?

    Yes. We work with NRI clients in many countries and explain how to get documents notarised or apostilled abroad, so that the claim can proceed without repeated trips to India.

    Is Expertvuw a government agency?

    No. We are a private company and are not affiliated with IEPFA, SEBI, RBI, IRDAI, EPFO, PFRDA or India Post. We never ask for your UAN password, OTPs or bank login.

    Talk to us

    Tell us what you have, and we will tell you which official route applies. WhatsApp or call +91 88829 91427 (10 AM – 7 PM, Monday to Saturday), or book a free initial case review.

    Expertvuw Management Pvt Ltd is a private company. We are not affiliated with or authorised by IEPFA, SEBI, RBI, IRDAI, EPFO, PFRDA, India Post or any court. The official routes described on this page are free; our role is documentation, heirship paperwork and follow-up support. The claimant remains the applicant and all money is paid directly into the claimant's own account. Information is general and current as of the "last updated" date; rules change and each case differs. Last updated: 28 September 2026. Reviewed by: Expertvuw compliance team.